Is a New Build Right for You? Exploring the Pros and Cons

Are you in the market for a new home? The age-old debate of “new builds vs old” is something that many homebuyers grapple with. New build homes have gained significant popularity in recent years, and for good reason. 

They offer modern amenities, improved energy efficiency, and a fresh start in a brand-new community. But are they really better than their older counterparts? Let’s dive into the pros and cons of new build homes and help you decide if a new build is the right choice for you.

What are new build homes?

New build homes, also known as newly constructed homes, are properties that have been built from the ground up. 

These homes are typically sold by developers, and they offer the advantage of being brand new and never before lived in. New build homes come in various styles and sizes, from apartments and townhouses to single-family houses.

Understanding the rise in popularity of new build homes

In recent years, the popularity of new build homes has skyrocketed. There are several key factors contributing to this trend:

Modern amenities

New build homes often come equipped with the latest in modern amenities. You can expect features like energy-efficient appliances, smart home technology, and up-to-date security systems.

Energy efficiency

Building regulations have evolved to prioritise energy efficiency. New builds are typically better insulated, come with double glasing, and have efficient heating and cooling systems. This can lead to significant savings on your energy bills.

Fresh start

New builds offer a fresh start. You won’t have to deal with the wear and tear of previous occupants, making it easier to personalise your space to your liking.

Warranty and guarantees

New build homes often come with warranties and guarantees from the developer. This provides peace of mind knowing that any issues that arise will be addressed.

Community development

Many new build developments include community amenities such as parks, schools, and shopping centers, fostering a sense of community from the get-go.

The pros and cons of buying a new build

When considering whether to buy a new build home, it’s essential to weigh the pros and cons carefully. Let’s take a closer look at both sides of the coin.


  • Location: New build developments are often strategically located, with easy access to transportation, shopping, and schools. Developers typically choose prime locations to attract buyers.
  • Build Quality: New build homes are constructed using the latest building techniques and materials. This often translates to higher quality and longevity.
  • Room sizes: New builds tend to have well-thought-out floor plans, maximising living space.
  • Community: As mentioned earlier, new build communities often come with added amenities like parks and green spaces. This sense of community can be appealing, especially for families.
  • Move-in standard: New builds are move-in ready. You won’t need to make immediate renovations or updates — you can start living comfortably from day one.
  • Maintenance: New build homes require less immediate maintenance and repair work, as everything is brand new. This can save you time and money in the initial years of homeownership.
  • Final finish: You have the opportunity to choose finishes and materials that suit your style and preferences, allowing for a personalised touch.


  • Cost: New build homes often come with a higher price tag compared to older properties. You’ll need to evaluate whether the added cost aligns with the benefits you’ll receive.
  • Limited character: New builds can lack the character and charm that older homes often possess. If you appreciate the history and unique features of older properties, a new build may not be for you.
  • Snagging Issues: Despite the quality of construction, new build homes can sometimes have “snagging” issues, which are minor defects that need to be fixed after moving in.
  • Delays: Construction projects can experience delays, which means your move-in date may not be as predictable as with an older property.
  • Smaller gardens: New build properties often have smaller outdoor spaces, which can be a drawback if you love gardening or outdoor activities.
  • Smaller room sizes: Although the living space may be a better layout, in some cases, the room sizes tend to be smaller than older builds. 

Are new builds better than old homes?

The age-old question of whether new builds are better than old homes doesn’t have a one-size-fits-all answer. It ultimately comes down to your preferences and priorities.

If you value modern amenities, energy efficiency, and a fresh start in a community designed for today’s lifestyle, a new build may be your ideal choice. On the other hand, if you have a deep appreciation for historical charm, unique character, and are willing to take on renovation projects, an older home might be more to your liking.

When making this decision, consider your budget, your lifestyle, and your long-term plans. Think about what matters most to you and what you’re willing to compromise on.

Final thoughts

In the “new builds vs old” debate, there is no clear winner. Both options have their pros and cons, and the decision ultimately depends on your individual preferences and priorities.

If you’re leaning towards a new build, it’s essential to research different developments, visit show homes, and thoroughly review the terms and conditions offered by the developer.

Alternatively, if an older property appeals to you, a home inspection is crucial to uncover any potential issues or necessary renovations.

No matter which path you choose, it’s important to have the right financial support. At Sett Mortgages, we specialise in helping you secure the best mortgage options for your new home. Whether you’re interested in a new build or an older property, we’re here to guide you through the mortgage process — contact us today for a completely free consultation.


  • Elliott Benson

    Meet Elliott, a seasoned mortgage broker with over nine years of experience in property, and the founder of Sett Mortgages. With a background as a sales negotiator and mortgage services manager, he is a trusted professional with extensive knowledge in all things mortgages. Elliott's empathetic approach and clear communication style make him an approachable expert, decoding the complexities of mortgages for clients from diverse backgrounds. He stays up-to-date with the latest trends and regulations, offering cutting-edge solutions tailored to clients' needs. Committed to their financial well-being, he guides them through the mortgage process, ensuring countless successful and satisfied clients. Elliott's passion extends beyond his practice; he's a prolific writer, sharing his knowledge and insights in industry publications and blogs. His mission is to empower others with the information they need to make sound financial decisions.

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