Leeds, a vibrant and bustling city in West Yorkshire, is renowned for its rich culture, iconic landmarks like the Royal Armouries Museum, and excellent educational institutions, including the University of Leeds.

The property market in Leeds is equally diverse, offering everything from stylish city centre apartments near the bustling Leeds Dock to spacious suburban family homes in areas like Roundhay. With its superb transport links and thriving local amenities, Leeds is an attractive destination for both young professionals and growing families.

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Sett Mortgages is your trusted mortgage broker in Leeds, providing expert advice and tailored mortgage solutions.

Whether you’re a first-time buyer, looking to remortgage, or exploring buy-to-let options, our team is here to guide you every step of the way.

Our team of Leeds mortgage brokers is dedicated to providing you with the best mortgage advice and solutions.

Why choose Sett Mortgages in Leeds?

At Sett Mortgages, we understand the Leeds property market’s unique dynamics. As leading independent mortgage advisors in Leeds, we are committed to offering personalised advice and exceptional service.

Our fee-free mortgage broker service in Leeds ensures you get the best deal without any hidden costs.

We are 100% free. No hidden fees.

At Sett Mortgages, we work with the whole of the market to find you the most favourable rates, all with complete transparency. Our commitment to clarity means you’ll never encounter hidden fees or unexpected costs.

As your dedicated mortgage broker in Leeds, we ensure personalised service to find the best mortgage solutions for you.

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Personalised mortgage advice in Leeds

We pride ourselves on providing personalised mortgage advice to meet your specific needs. Our expertise ensures you secure the best Leeds mortgages available, tailored to your financial situation and property goals.

We offer a wide array of mortgage products to suit every requirement, ensuring you have access to the best options available:

First-time buyer mortgages in Leeds

Helping you step onto the property ladder with confidence, our first-time buyer mortgages are designed to simplify the process and make your homeownership dreams a reality.

Remortgaging options in Leeds

If you’re looking to refinance your existing mortgage in Leeds, our remortgaging options could provide better rates or terms, helping you save money and improve your mortgage conditions


Find Out Answers Here

Here, we answer common questions to help you understand our services as top mortgage brokers in Leeds. Whether you’re seeking an independent mortgage advisor in Leeds or exploring various mortgage options, we’re here to guide you through your mortgage journey.

Sett Mortgages, as leading mortgage brokers in Leeds, offers personalised services to help you find the best mortgage deals. We work with a wide range of lenders to provide you with competitive rates

Choosing Sett Mortgages as your independent mortgage advisor in Leeds ensures you receive unbiased, expert advice. We are not tied to specific lenders, giving you access to the whole market of mortgage options to meet your unique needs

Sett Mortgages offers a variety of mortgage options, including fixed-rate, variable-rate, and tracker mortgages. Our expert advisors will help you navigate these options to find the one that best fits your financial situation and goals.

Sett Mortgages specialises in assisting first-time buyers with mortgages in Leeds. We provide guidance on special schemes and lower deposit options, making the journey to your first home smoother and more manageable.

Sett Mortgages in Leeds operates 24/7. We are committed to providing flexible appointment times to accommodate your schedule, ensuring you get the mortgage advice you need at your convenience.

What our Leeds clients say

Based on 120 reviews
Ella Mae
Ella Mae
Elliott helped us to secure a mortgage for our first home, and we will be going back to him when we remortgage! He has been great and is a brilliant communicator, you often won't have to wait more than 24 hours for a reply from him. He was really good at explaining the whole process and helping us to understand what different things meant as we went into the process quite confused about everything! Thank you Elliott and the team at Sett Mortgages! 😊
Roz Cresswell
Roz Cresswell
We were really pleased with Elliott's service throughout the buying process. As first time buyers we had little understanding of the process, and Elliott took the time to talk us through it and as well as finding us the best rate. I would highly recommend to anyone looking for a mortgage broker.
Matt Pollitt
Matt Pollitt
Elliott helped us through the process of applying for our first mortgage as first-time buyers and we were very happy with our experience. Elliott guided us through the entire process and made it a very stress free experience. He was always available to answer any queries we had and provided expert advice, allowing us to make the best choices with our mortgage. We would wholeheartedly recommend Elliott and Sett Mortgages to anyone and hope to use him again in the future. Thanks Elliott!
Nasro kovacs
Nasro kovacs
My experience with Elliott started 5years ago he helped me as a first time buyer ,and now with my remortgage,gave me a great advice,saved me time and money,he explained everything to me,he helped from the start to finish,he was incredibly helpful throughout the entire remortgage process,every time i asked him for something he was great with his answers,he answered my questions in a detailed manner . I would 100% recommend using his services. Elliott is a lovely person,kind and professional Thank you Elliott.
Fiona Bradley
Fiona Bradley
Sett came highly recommended after a friend had a nightmare trying to remortgage on her own and it was super easy, Elliott is fab and I mention him every time someone talks about buying or remortgaging. THANK YOU!
Laura Considine
Laura Considine
Elliott was excellent to work with for our first time buying. He was really clear and straightforward and responded quickly to any questions. He was always willing to speak with us if we had any queries.
Ewan Connell
Ewan Connell
Cannot recommend Elliot enough. Really helpful and actively involved throughout the whole process. Went above and beyond to help me with ID verification when he was under no obligation to do so. Also very helpful with the whole house buying process in general - a great 1-point contact for all questions :)
Elliott is great at what he does! He was incredibly helpful throughout the entire mortgage process. He was always available and efficient, making everything run smoothly. Highly recommend!
connor gill
connor gill
Elliot was absolutely fantastic. 5/5 Helpful at every stage and always on hand to answer every question. Could not recommend more. Will be going to Elliot with any future mortgage queries.
Chris Chapman
Chris Chapman
I used Elliott’s services for my first time buying a home, and the process was made much simpler by his knowledge and ease of communication. Any queries I had about changing products and the costs involved were quickly answered, and I have no doubt it the whole process was easier and faster because of his help. Definitely recommend

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