Nestled in the northwest of Leeds, Horsforth is a highly sought-after area known for its blend of suburban tranquillity and vibrant community spirit.

With its excellent schools, picturesque parks, and a wide variety of shops and eateries, Horsforth offers an attractive lifestyle for families and professionals alike. The housing market here features a mix of charming period homes and modern developments, catering to diverse preferences and budgets. 

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Sett Mortgages is your reliable mortgage broker in Horsforth, providing expert guidance and customised mortgage solutions.

Whether you’re a first-time buyer, considering a remortgage, or exploring buy-to-let opportunities, our team is dedicated to supporting you throughout the entire process.

Our Horsforth mortgage brokers are committed to offering top-notch advice and tailored solutions to meet your specific needs.

Why choose Sett Mortgages in Horsforth?

At Sett Mortgages, we are experts in the Horsforth property market.

As leading independent mortgage advisors in Horsforth, we are dedicated to providing personalised advice and exceptional service.

Our fee-free mortgage broker service in Horsforth ensures that you receive the best deal without any hidden costs.

We are 100% free. No hidden fees.

At Sett Mortgages, we collaborate with the entire market to secure the best rates for you, maintaining full transparency throughout the process. Our commitment to clear communication ensures there are no hidden fees or surprise costs.

As your dedicated mortgage broker in Horsforth, we provide a personalised service tailored to identify the ideal mortgage options for your needs.

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Personalised mortgage advice in Horsforth

We take pride in delivering personalised mortgage advice tailored to your individual needs. Our expertise enables you to secure the best mortgages in Horsforth, designed specifically for your financial circumstances and property goals.

We offer a diverse range of mortgage products to accommodate every requirement, ensuring you have access to the best options on the market:

First-time buyer mortgages in Horsforth

Helping you step onto the property ladder with confidence, our first-time buyer mortgages in Horsforth streamline the process, turning your homeownership dreams into reality. As your local mortgage broker, we are here to support you every step of the way.

Remortgaging options in Horsforth

If you’re considering refinancing your mortgage in Horsforth, our remortgaging solutions can provide more favourable rates or terms. This can help you save money and improve your mortgage conditions, tailored specifically to your financial situation.


Find Out Answers Here

Here, we answer common questions to help you understand our services as leading mortgage advisors in Horsforth. Whether you’re seeking an independent mortgage advisor or exploring various mortgage options, we’re here to guide you through your mortgage journey.

We offer tailored mortgage advice, accessing a wide range of lenders to secure competitive rates and terms.

As your mortgage broker in Horsforth, we provide clear, transparent communication with no hidden fees. Whether you’re a first-time buyer, remortgaging, or investing in buy-to-let properties, we guide you through every step, ensuring a smooth, stress-free experience.

Choosing Sett Mortgages as your independent mortgage advisor in Horsforth means gaining access to expert, unbiased guidance.

Our independence from specific lenders enables us to explore a wide array of mortgage options, ensuring we find the ideal solution tailored to your unique needs.

We offer a wide a variety of mortgage options, including fixed-rate, variable-rate, and tracker mortgages.

Our expert advisors will help you navigate these options to find the one that best fits your financial situation and goals.

We operate in Horsforth 24/7. We are committed to providing flexible appointment times to accommodate your schedule, ensuring you get the mortgage advice you need at your convenience.

What our Horsforth clients say

Based on 120 reviews
Ella Mae
Ella Mae
Elliott helped us to secure a mortgage for our first home, and we will be going back to him when we remortgage! He has been great and is a brilliant communicator, you often won't have to wait more than 24 hours for a reply from him. He was really good at explaining the whole process and helping us to understand what different things meant as we went into the process quite confused about everything! Thank you Elliott and the team at Sett Mortgages! 😊
Roz Cresswell
Roz Cresswell
We were really pleased with Elliott's service throughout the buying process. As first time buyers we had little understanding of the process, and Elliott took the time to talk us through it and as well as finding us the best rate. I would highly recommend to anyone looking for a mortgage broker.
Matt Pollitt
Matt Pollitt
Elliott helped us through the process of applying for our first mortgage as first-time buyers and we were very happy with our experience. Elliott guided us through the entire process and made it a very stress free experience. He was always available to answer any queries we had and provided expert advice, allowing us to make the best choices with our mortgage. We would wholeheartedly recommend Elliott and Sett Mortgages to anyone and hope to use him again in the future. Thanks Elliott!
Nasro kovacs
Nasro kovacs
My experience with Elliott started 5years ago he helped me as a first time buyer ,and now with my remortgage,gave me a great advice,saved me time and money,he explained everything to me,he helped from the start to finish,he was incredibly helpful throughout the entire remortgage process,every time i asked him for something he was great with his answers,he answered my questions in a detailed manner . I would 100% recommend using his services. Elliott is a lovely person,kind and professional Thank you Elliott.
Fiona Bradley
Fiona Bradley
Sett came highly recommended after a friend had a nightmare trying to remortgage on her own and it was super easy, Elliott is fab and I mention him every time someone talks about buying or remortgaging. THANK YOU!
Laura Considine
Laura Considine
Elliott was excellent to work with for our first time buying. He was really clear and straightforward and responded quickly to any questions. He was always willing to speak with us if we had any queries.
Ewan Connell
Ewan Connell
Cannot recommend Elliot enough. Really helpful and actively involved throughout the whole process. Went above and beyond to help me with ID verification when he was under no obligation to do so. Also very helpful with the whole house buying process in general - a great 1-point contact for all questions :)
Elliott is great at what he does! He was incredibly helpful throughout the entire mortgage process. He was always available and efficient, making everything run smoothly. Highly recommend!
connor gill
connor gill
Elliot was absolutely fantastic. 5/5 Helpful at every stage and always on hand to answer every question. Could not recommend more. Will be going to Elliot with any future mortgage queries.
Chris Chapman
Chris Chapman
I used Elliott’s services for my first time buying a home, and the process was made much simpler by his knowledge and ease of communication. Any queries I had about changing products and the costs involved were quickly answered, and I have no doubt it the whole process was easier and faster because of his help. Definitely recommend

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