Headingley, famous for its vibrant community and historic charm, is an excellent choice for homebuyers. At Sett Mortgages, we specialise in offering personalised mortgage advice to help you find your perfect property in Headingley. Benefit from our expertise and access the best mortgage deals tailored to your unique needs.

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Sett Mortgages is your trusted mortgage advisor in Headingley, delivering expert guidance and personalised mortgage options.

Whether you’re buying your first home, remortgaging, or investing in a buy-to-let property, our team is here to assist you every step of the way.

Our Headingley mortgage specialists are committed to offering exceptional advice and tailored solutions to fit your individual needs.

Why choose Sett Mortgages in Headingley?

At Sett Mortgages, we concentrate on the Headingley property market.

As reliable independent mortgage advisors in Headingley, we provide customised advice and exceptional service tailored to your specific requirements.

Our fee-free mortgage broker service in Headingley ensures you receive the best deals with full transparency and no hidden fees.

We are 100% free. No hidden fees.

At Sett Mortgages, we work with numerous lenders to secure the most competitive rates, ensuring full transparency. Our dedication to clear communication means no hidden fees or unexpected costs.

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Personalised mortgage advice in Headingley

In Headingley, we are committed to delivering personalised mortgage advice tailored to your specific needs. Our expertise ensures you obtain the best mortgages, customised to your financial situation and property goals.

With an extensive selection of mortgage products, we promise access to the finest options on the market.

First-time buyer mortgages in Headingley

Remortgaging options in Headingley


Find Out Answers Here

Here we answer common questions about our services as leading mortgage advisors in Headingley.

Whether you need an independent mortgage consultant or want to explore various mortgage options, we’re here to guide you every step of the way on your mortgage journey.


In Headingley, we offer tailored mortgage advice, collaborating with multiple lenders to obtain the best rates and terms for you.

As your Headingley mortgage broker, we guarantee transparent communication with no hidden charges. Whether you’re purchasing your first home, refinancing, or investing in buy-to-let properties, we support you through every step for a seamless experience.

Choosing Sett Mortgages as your independent mortgage advisor in Headingley ensures you receive top-notch advice.

Our freedom from lender affiliations allows us to consider a wide range of mortgage options, ensuring we tailor the perfect solution to meet your unique requirements.

We offer a wide a variety of mortgage options, including fixed-rate, variable-rate, and tracker mortgages.

Our expert advisors will help you navigate these options to find the one that best fits your financial situation and goals.

We operate in Headingley 24/7. We are committed to providing flexible appointment times to accommodate your schedule, ensuring you get the mortgage advice you need at your convenience.

What our Headingley clients say

Based on 120 reviews
Ella Mae
Ella Mae
Elliott helped us to secure a mortgage for our first home, and we will be going back to him when we remortgage! He has been great and is a brilliant communicator, you often won't have to wait more than 24 hours for a reply from him. He was really good at explaining the whole process and helping us to understand what different things meant as we went into the process quite confused about everything! Thank you Elliott and the team at Sett Mortgages! 😊
Roz Cresswell
Roz Cresswell
We were really pleased with Elliott's service throughout the buying process. As first time buyers we had little understanding of the process, and Elliott took the time to talk us through it and as well as finding us the best rate. I would highly recommend to anyone looking for a mortgage broker.
Matt Pollitt
Matt Pollitt
Elliott helped us through the process of applying for our first mortgage as first-time buyers and we were very happy with our experience. Elliott guided us through the entire process and made it a very stress free experience. He was always available to answer any queries we had and provided expert advice, allowing us to make the best choices with our mortgage. We would wholeheartedly recommend Elliott and Sett Mortgages to anyone and hope to use him again in the future. Thanks Elliott!
Nasro kovacs
Nasro kovacs
My experience with Elliott started 5years ago he helped me as a first time buyer ,and now with my remortgage,gave me a great advice,saved me time and money,he explained everything to me,he helped from the start to finish,he was incredibly helpful throughout the entire remortgage process,every time i asked him for something he was great with his answers,he answered my questions in a detailed manner . I would 100% recommend using his services. Elliott is a lovely person,kind and professional Thank you Elliott.
Fiona Bradley
Fiona Bradley
Sett came highly recommended after a friend had a nightmare trying to remortgage on her own and it was super easy, Elliott is fab and I mention him every time someone talks about buying or remortgaging. THANK YOU!
Laura Considine
Laura Considine
Elliott was excellent to work with for our first time buying. He was really clear and straightforward and responded quickly to any questions. He was always willing to speak with us if we had any queries.
Ewan Connell
Ewan Connell
Cannot recommend Elliot enough. Really helpful and actively involved throughout the whole process. Went above and beyond to help me with ID verification when he was under no obligation to do so. Also very helpful with the whole house buying process in general - a great 1-point contact for all questions :)
Elliott is great at what he does! He was incredibly helpful throughout the entire mortgage process. He was always available and efficient, making everything run smoothly. Highly recommend!
connor gill
connor gill
Elliot was absolutely fantastic. 5/5 Helpful at every stage and always on hand to answer every question. Could not recommend more. Will be going to Elliot with any future mortgage queries.
Chris Chapman
Chris Chapman
I used Elliott’s services for my first time buying a home, and the process was made much simpler by his knowledge and ease of communication. Any queries I had about changing products and the costs involved were quickly answered, and I have no doubt it the whole process was easier and faster because of his help. Definitely recommend

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